Sometime a person we love develops a problem with drugs, alcohol or behavior. It then becomes our problem too when we realize that if we die while that problem continues, then the money we leave behind may well be used to continue or accentuate the problem.
You have four choices:
To learn about Joel's approach to estate planning for substance abuse, click on this video from July 2017 on Lexington Public TV.
This approach is one way to deal with the issue.
Many thanks to Host Steven Iverson for his interview and Bill Messinger at www.billmessinger.com for his White Papers on the subject that introduce the 'Dual Track' approach, based on the highly successful Physicians and Pilots process to treat addictions.