MA Wills and Trusts: The only law we practice, in plain English.
Law Office of Joel Bernstein, Lexington, MA Call 781 863-8606 for appointment www.jbernsteinlaw.com email: joel@JBernsteinlaw.com
According to the Centers for Medicare and Medicaid Services, at least 70% of people over age 65 will need long-term care services and support at some point. The Alzheimer’s Association recently found that one in nine Americans age 65 or older currently have Alzheimer’s. With baby boomers aging and people living longer, that number may nearly triple by 2050. So while not everyone will need long-term care, most of us probably will, and all of us should plan for the possibility. Starting the discussion can sometimes be difficult. A lot of people don’t want to think about it. Many just assume family members will take care of them. But waiting too late can plunge your family into crisis mode as they try to determine what you would want, what care options are available, and what resources are available to pay for them. Rushed decisions are often costly ones and, at this point, you may have no control over who provides the care you need and where you will be. Planning ahead will make things easier for all involved—physically, emotionally and financially. It will prevent the court from getting involved with your assets and your care; it will let you have some say about where you receive care and who will provide it; it helps your family determine how to pay for your care before it is needed; it will relieve stress on your family; it can let you live as independently as possible for as long as possible; and it will give you great peace of mind.